Convoy Trucking

Server related => Suggestions => Locked & Closed Suggestions => Topic started by: Rockey on March 10, 2013, 02:12

Title: Savings Account/Bond
Post by: Rockey on March 10, 2013, 02:12
Like in real life you can open an account and deposit money for a set amount of time and get more interest because you cant withdraw the money..

How it should/could work;
You can only deposit money not withdraw any until the savings account has finished
You can pick between for example, one week, two weeks, one month, two months, six months to deposit your money
The longer option you pick the higher the interest will be

The reason i suggest this is because this is a way to save money and make sure you cant spend it so i think it could help alot of players save for larger houses because it takes months to save and buy a big house so while you wait you could make a savings account and do missions to earn extra.. for example the gap between three slots and four slots would take a while to make so you could deposit spare cash into a savings account and do missions to make more while you wait for savings to come through too
Title: Re: Savings Account/Bond
Post by: Philip_Morris on March 10, 2013, 02:14
Good idea, but this is not like hey, i can buy a house whenever i want, u should get ur money in cash inmediatly, at the first opportunity of u can buy it.


Anyway i like the idea, kinda investments at bonds market
Title: Re: Savings Account/Bond
Post by: Rockey on March 10, 2013, 02:18
Quote from: Peter_Burke on March 10, 2013, 02:14
Good idea, but this is not like hey, i can buy a house whenever i want, u should get ur money in cash inmediatly, at the first opportunity of u can buy it.


Anyway i like the idea, kinda investments at bonds market

You cant get it imediatly or its pointless because then its just another bank account, the whole idea is you CANT remove the money until the times up and thats why you get high interest on the money.. So its kinda a risk to deposit incase a house pops up but its mainly for those who cant yet afford another house so they invest there money in a savings account to boost the amount they get towards the new house
Title: Re: Savings Account/Bond
Post by: Ethan on March 10, 2013, 02:24
:NO:
Title: Re: Savings Account/Bond
Post by: TheSandman on March 10, 2013, 05:37
I actually like this lol :D +1
Title: Re: Savings Account/Bond
Post by: Corvette on March 10, 2013, 05:46
I like it! I have that problem where if I have money, I want to spend it. So this would be great! +1
Title: Re: Savings Account/Bond
Post by: Dobby on March 10, 2013, 07:17
Quote from: Ethan on March 10, 2013, 02:24
:NO:
Title: Re: Savings Account/Bond
Post by: $nake on March 10, 2013, 10:28
Nope, if I would like to get $1000 just to pay fines in these fkng 30secs, I wouldn't do that because of the bank system ? NAH!
Title: Re: Savings Account/Bond
Post by: Supreme on March 10, 2013, 10:45
Quote from: Dobby on March 10, 2013, 07:17
Quote from: Ethan on March 10, 2013, 02:24
:NO:
Title: Re: Savings Account/Bond
Post by: sardarji on March 10, 2013, 11:21
No -1
Title: Re: Savings Account/Bond
Post by: Benny on March 10, 2013, 11:32
Quote from: Impreza on March 10, 2013, 10:45
Quote from: Dobby on March 10, 2013, 07:17
Quote from: Ethan on March 10, 2013, 02:24
:NO:
Title: Re: Savings Account/Bond
Post by: TruckLover1337 on March 10, 2013, 15:23
Neutral.
Title: Re: Savings Account/Bond
Post by: Terrorista310 on March 10, 2013, 20:03
Actually i like this suggestion allot dude


+1
Title: Re: Savings Account/Bond
Post by: Supreme on March 10, 2013, 21:14
-1 because
"Admin pleas disable it, my moniy is now need, i see house i want is green but no can take moniy please gibe mi my moniy"
Title: Re: Savings Account/Bond
Post by: kukimaki on March 10, 2013, 22:02
Quote from: $nake on March 10, 2013, 10:28
Nope, if I would like to get $1000 just to pay fines in these fkng 30secs, I wouldn't do that because of the bank system ? NAH!

Sorry $nake, but this sounds absolutely ridiculous from you (knowing how much money you got). xD
Title: Re: Savings Account/Bond
Post by: Spekter on March 10, 2013, 22:09
Quote from: $nake on March 10, 2013, 10:28
Nope, if I would like to get $1000 just to pay fines in these fkng 30secs, I wouldn't do that because of the bank system ? NAH!


Nobody said you would have to put all the money you got on a separate savings account.


Quote from: Impreza on March 10, 2013, 21:14
-1 because
"Admin pleas disable it, my moniy is now need, i see house i want is green but no can take moniy please gibe mi my moniy"


Before putting their money on such savings accounts, players would be informed that they can't get it before the determined time.


I like this idea very much, +1 from me.
Title: Re: Savings Account/Bond
Post by: Marccc on March 10, 2013, 22:29
Quote from: Impreza on March 10, 2013, 21:14
-1 because
"Admin pleas disable it, my moniy is now need, i see house i want is green but no can take moniy please gibe mi my moniy"

You took the words out of my mouth.
Title: Re: Savings Account/Bond
Post by: Rockey on March 10, 2013, 22:38
Quote from: Sveki on March 10, 2013, 22:09
Quote from: $nake on March 10, 2013, 10:28
Nope, if I would like to get $1000 just to pay fines in these fkng 30secs, I wouldn't do that because of the bank system ? NAH!


Nobody said you would have to put all the money you got on a separate savings account.


Quote from: Impreza on March 10, 2013, 21:14
-1 because
"Admin pleas disable it, my moniy is now need, i see house i want is green but no can take moniy please gibe mi my moniy"


Before putting their money on such savings accounts, players would be informed that they can't get it before the determined time.


I like this idea very much, +1 from me.

^this explains the issues people have stated in the suggestion  :D well said sir!
Title: Re: Savings Account/Bond
Post by: Konali on March 11, 2013, 01:13
I like the idea, but i dont think this will ever happen based on this:


You would complicate the bank/interest system and this seperate savings account could be easily abused because players would stop paying back their loans and saying, yea im sorry its in the seperate account, cant withdraw any. But they would get their interest on borrowed money.


Once again, i like the idea, and im sure it can be scripted and yes its realistic, but i am affraid it would complicate things too much.
Besides i just think this could be easily abused by players with alot of money or friend/groups with their money summed up in 1 general account to gain lots of interest.
Title: Re: Savings Account/Bond
Post by: Rockey on March 11, 2013, 01:23
Quote from: Konali on March 11, 2013, 01:13
I like the idea, but i dont think this will ever happen based on this:


You would complicate the bank/interest system and this seperate savings account could be easily abused because players would stop paying back their loans and saying, yea im sorry its in the seperate account, cant withdraw any. But they would get their interest on borrowed money.


Once again, i like the idea, and im sure it can be scripted and yes its realistic, but i am affraid it would complicate things too much.
Besides i just think this could be easily abused by players with alot of money or friend/groups with their money summed up in 1 general account to gain lots of interest.

Your a wise man, I didn't even consider the ways it could be abused, all the things that could be abused really put this down but I still think it could work :)
Title: Re: Savings Account/Bond
Post by: Konali on March 11, 2013, 01:29
Quote from: Rockey on March 11, 2013, 01:23
Quote from: Konali on March 11, 2013, 01:13
I like the idea, but i dont think this will ever happen based on this:


You would complicate the bank/interest system and this seperate savings account could be easily abused because players would stop paying back their loans and saying, yea im sorry its in the seperate account, cant withdraw any. But they would get their interest on borrowed money.


Once again, i like the idea, and im sure it can be scripted and yes its realistic, but i am affraid it would complicate things too much.
Besides i just think this could be easily abused by players with alot of money or friend/groups with their money summed up in 1 general account to gain lots of interest.

Your a wise man, I didn't even consider the ways it could be abused, all the things that could be abused really put this down but I still think it could work :)
haha thanks, mick is an easy scripter he said , if he likes it, i am sure he will figure out methods/ways to make it abuse proof and noob proof.
But  it is a nice idea and i think cooler and escpecially more exciting you cant access your money for ~2 weeks lets say? Realistic and funny:)
Title: Re: Savings Account/Bond
Post by: Daniel[COL] on March 11, 2013, 02:39
(http://gamersmafia.com/storage/comments/919/19/no-meme-rage-face.jpg)

Be strong and try to lodge 100k every time you get it and never withdraw... Its Simple!
Title: Re: Savings Account/Bond
Post by: Viper on March 11, 2013, 10:11
i like it
Title: Re: Savings Account/Bond
Post by: Rockey on March 11, 2013, 12:41
Quote from: Konali on March 11, 2013, 01:29
Quote from: Rockey on March 11, 2013, 01:23
Quote from: Konali on March 11, 2013, 01:13
I like the idea, but i dont think this will ever happen based on this:


You would complicate the bank/interest system and this seperate savings account could be easily abused because players would stop paying back their loans and saying, yea im sorry its in the seperate account, cant withdraw any. But they would get their interest on borrowed money.


Once again, i like the idea, and im sure it can be scripted and yes its realistic, but i am affraid it would complicate things too much.
Besides i just think this could be easily abused by players with alot of money or friend/groups with their money summed up in 1 general account to gain lots of interest.

Your a wise man, I didn't even consider the ways it could be abused, all the things that could be abused really put this down but I still think it could work :)
haha thanks, mick is an easy scripter he said , if he likes it, i am sure he will figure out methods/ways to make it abuse proof and noob proof.
But  it is a nice idea and i think cooler and escpecially more exciting you cant access your money for ~2 weeks lets say? Realistic and funny:)

Thanks! Hope it happens