Loaning money from Banks

[Marius]

Hello,
I think it would be a good idea if there would be a possibility to loan money from Banks instead of asking players to give you. That way, we won't see the scamming situations anymore and everybody could afford what they want.
The system would have to work something like in real life, a player could ask for a loan for how much he would need and he will have to pay back in a certain amount of time (days, months), with or without a fee.
What do you say ?
Credits goes to CJ, he came up with this brilliant idea

[Waze]

+1

[Zeke]

+1

[R3kT]

gogoogogo +1. No more begging for money!

POSITIVE

[PeeJay]

+1

[Boer.]

+1

[SHELL]

  +1

[Rayman]

+1  Yes, but we would like to know what the consequences will be if you don't pay back the loan? Curiosity.

[UncleDrew]

+1 Agree!

[sorin]

+1  Yes, but we would like to know what the consequences will be if you don't pay back the loan? Curiosity.

You loose the house and all the cars.
========================
But i think it should be done by a form,or something like that,and a staff member to approve the loan.
And i also think you should have an ammount of points/rank to avoid the system being abused by new comers.
Also,if it can be scripted,the money that you get from the loan should only be allowed to be used for buying a house or a car,and if you wont pay back the money to the bank the car would be taken from you(like in real life xD).
========================
Ex: you loan 1,000,000$ for a 1slot,and if you dont pay the money back in lets say 1 month the house will be sold.




Its a great ideea,hope it gets added soon tho xD

[Rayman]

+1  Yes, but we would like to know what the consequences will be if you don't pay back the loan? Curiosity.

You loose the house and all the cars.
========================
But i think it should be done by a form,or something like that,and a staff member to approve the loan.
And i also think you should have an ammount of points/rank to avoid the system being abused by new comers.
Also,if it can be scripted,the money that you get from the loan should only be allowed to be used for buying a house or a car,and if you wont pay back the money to the bank the car would be taken from you(like in real life xD).
========================
Ex: you loan 1,000,000$ for a 1slot,and if you dont pay the money back in lets say 1 month the house will be sold.




Its a great ideea,hope it gets added soon tho xD

I expected worse consequences but thanks for the reply. I hope it will be added because I have never borrowed money from players because there are only problems. Most of the time, someone borrows and stays inactive and then the fun begins.

[Rockey]

+1 to this with the addition of some set rules for missed repayments and also the loan amount and length could be based on a combination of your current score and playtime?

[iRedDawn[DR]]

+1 to this with the addition of some set rules for missed repayments and also the loan amount and length could be based on a combination of your current score and playtime?

+1

[Vuk.]

+1 to this with the addition of some set rules for missed repayments and also the loan amount and length could be based on a combination of your current score and playtime?

+1

This.

[R3kT]

+1 to this with the addition of some set rules for missed repayments and also the loan amount and length could be based on a combination of your current score and playtime?

Would be better if the amount and length are based on the average payout from jobs you get per month

[Spekter]

Good idea. I'd just add that the maximum amount of money a player can loan and the interest paid to the bank should depend on player's score/rank (or both).

[R3kT]

Well the current interest system is fine in my opinion. About the amount of loan, if it depends on the player's score/rank, it will be some sort of farming.
Because I think, players can farm score easily by tow missions or van which can give them advantage to loan more money from bank? So it's better if it depends on the average payout the players get from their missions per month or week maybe?

[Vuk.]

Well the current interest system is fine in my opinion. About the amount of loan, if it depends on the player's score/rank, it will be some sort of farming.
Because I think, players can farm score easily by tow missions or van which can give them advantage to loan more money from bank? So it's better if it depends on the average payout the players get from their missions per month or week maybe?

Well you only rank up with truck loads

[Spekter]

Well the current interest system is fine in my opinion. About the amount of loan, if it depends on the player's score/rank, it will be some sort of farming.
Because I think, players can farm score easily by tow missions or van which can give them advantage to loan more money from bank? So it's better if it depends on the average payout the players get from their missions per month or week maybe?

I wasn't talking about the interest you get from your account balance, but the extra money you would be paying to the bank when repaying a loan. As for score, I didn't have van/tow on my mind because everyone knows those scores are worthless. I was thinking of truck loads mostly.
And sure, average monthly payout could be a factor but I definitely wouldn't make it the sole deciding parameter.

[$nake]

with the nice fee only and depend of your rank/score

[Chink.]

what about if most of the players make big loans and anyway do not pay?

You will find and punish them? or what. 

P.S server have so many good ideas to upgrade some scripts but ...

[Chink.]

anyhow +1

[Chink.]

what about if most of the players make big loans and anyway do not pay?

You will find and punish them? or what. 

P.S server have so many good ideas to upgrade some scripts but ...

You come play or no forum.